ARTICLE 47
DENTAL INSURANCE

47.1:    The Township shall provide each permanent, employee, current spouse and dependents a dental insurance policy at no cost to the employee on the first day of the month after six (6) months of employment.  The coverage hereunder will be the same as provided to all non-affiliated employees of the Township.

 

ARTICLE 48
LIFE INSURANCE

48.1:    In the event a Delta Township Fire Department Union member suffers a line-of-duty death,, the Township shall provide the health care costs for employee’s spouse and dependents for a maximum three year period from the date of employee’s death at the same rate as is provided in Article 45.1 of this Agreement. Such benefits for the employee’s spouse and dependents will cease upon the re-marriage of employee’s spouse or if the spouse is eligible for health care benefits from another employer or another source, not including Medicare or Medicaid

48.2:    In the event that an employee is killed in a work related accident, the Township shall provide the healthcare costs for employee's spouse and dependents for a maximum three year period from the date of employee's death at the same rate as is provided in Article 45.1 of this agreement. Such benefits will cease upon the re-marriage of employee's spouse or if the spouse obtains comparable benefits from another employer or another source.

48.3:     In the event a Delta Township Fire Department Union Member suffers a line-of-duty death, payment for 100% of accumulated sick leave, vacation time, holiday accrual, and longevity accrual shall be made to the surviving spouse, dependent children, or the estate in that order.

ARTICLE 49
LONG TERM DISABILITY INSURANCE

49.1:    In order to protect the employee from experiencing financial hardship due to a prolonged recuperation in the event of disability, the Township has provided Long Term Disability insurance.

49.2:    The Disability Insurance commences the 91st day after injury or illness and continues to age seventy (70).

49.3:    The first ninety (90) days of compensation shall be paid from the employee's accumulated sick time credits, if available, up to the maximum of eight hundred sixty-four (864) hours.

 

TABLE OF CONTENTS